Provides your employee injured on the job with medical benefits, loss of income benefits, death benefits (for survivors) and rehabilitation services as required by your state’s law. Coverage includes Employers’ Liability which pays all sums you are legally required to pay as damages because of bodily injury to your employees for which you are liable to a third party by reason of a claim or suit against you by that third party to recover damages as a result of an injury to your employee up to policy limits.
There are certain exceptions to this rule:
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- Sole Proprietor
- Corporate Officers
- Members of a limited liability company